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8 Things You Didn’t Know About the Stock Market

by Rebecca Black on June 14, 2012

The stock market is an ever-evolving machine, and investors are always trying to get a better understanding of its workings. Being able to accurately predict stock market fluctuations is a coveted skill. While it may not be possible to get it right every time, taking the time to understand a little bit about how the [...]

Categories: News

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10 Common Financial Mistakes Made by New Graduates

by Rebecca Black on May 29, 2012

The academic world offers college students a relatively secure and structured environment for learning. However, millions of recent graduates face great challenges upon graduation when it comes to financial management. Smart financial planning the first couple of years after college can set the tone for essential financial habits later in life. Recent college grads tend [...]

Categories: Building Credit

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Everyone wants to be happy, but millions of people struggle to maintain happiness on a daily basis. Common misconceptions regarding the pursuit of happiness often involve obtaining financial wealth or utilizing medications that are intended to boost mood. The text below will discuss how these misconceptions are invalid and how happiness is truly determined. The [...]

Categories: Advice

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Prepaid Scams That Crush Your Credit

by Rebecca Black on May 22, 2012

Prepaid credit cards have exploded in popularity over the last few months and experts speculate that the trend could become a huge part of the 2012 credit year. However, there are downsides and dangers to these “instant” credit cards. Appearances can be deceiving and these cards are no excuse. They look like credit cards but [...]

Categories: News

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7 Things You Should Never Buy Online

by Rebecca Black on May 21, 2012

It’s no question technology has revolutionized consumer spending habits: with a few simple clicks, you can buy anything from anywhere in the world and have it delivered to your doorstep. In 2010, Americans spent $169 billion in e-commerce expenses, representing 4.4% of total retail sales, up from 4% in 2009, according to the United States [...]

Categories: Advice

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Building an Eiffel Tower of Credit

by Rebecca Black on May 15, 2012

Anyone remotely connected to anything financial has probably heard that “you need good credit” and that there are ways to “build credit,” but without clarification and a point of reference, these phrases and terms can be utterly meaningless. There are three primary questions people ask about credit and the answers to each of them are [...]

Categories: Building Credit

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8 Helpful Apps for Tracking Your Debt

by Lindsey Roberts on May 10, 2012

Tracking your debt can be a hassle. Weighing in everyday expenses can help you to determine how much of your debts you can pay off per month, but if you aren’t organized, you can wind up in further debt. Luckily, there are dozens of iPhone and Android apps to help you keep your finances in [...]

Categories: Advice

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8 Reasons You Should Never Get an Extended Warranty

by Rebecca Black on May 4, 2012

Is buying an extended warranty essentially the same thing as throwing your money away? The short answer is yes, with the exception of a few factors like personal tech-savviness, product value, depreciation, and manufacturing warranty. However, when it comes to most products, it’s usually a bad financial decision. The reason why sales people put such [...]

Categories: Advice

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9 Pointless Fees Consumers Hate but Pay Anyway

by Rebecca Black on May 3, 2012

We’ve all grudgingly paid for add-on fees that are just borderline ridiculous. Businesses are getting better and better at leading us to believe that these extra fees are necessary to cover additional costs of doing business. However, they’re just a hidden mark-up fee that we all end of paying, sometimes without even knowing it. Here [...]

Categories: Advice

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