Save big by knowing your credit history and score
Chances are good that you know someone who is going through a serious financial challenge. You may be watching their struggles and wondering how they got into that mess. You might also be thinking that you would never wind up in that position. The truth is that finances can be tricky. The laws change frequently, [...]
Categories: Advice, Building Credit
Many consumers are haunted by the spectre of a bad credit score. Individuals who have poor or bad credit often have problems securing financing, renting homes or apartments and getting basic services such as television and phone lines installed in their homes. When one considers everything that credit scores impact, it’s easy to see that [...]
Categories: Advice, Building Credit
Money makes the world go ’round. So what happens if you don’t have enough to support yourself? Falling into debt can be crippling, and it often escalates very quickly into a worse problem if you don’t immediately address the issue. If your finances are causing you hardship, you’ll need to figure out a course of [...]
Categories: Advice, Building Credit, Monitoring Credit
The academic world offers college students a relatively secure and structured environment for learning. However, millions of recent graduates face great challenges upon graduation when it comes to financial management. Smart financial planning the first couple of years after college can set the tone for essential financial habits later in life. Recent college grads tend [...]
Categories: Building Credit
Let’s face it- we probably don’t know as much about credit as we should. Credit is so important nowadays it’s like you can’t do anything without someone asking to pull a copy of your credit report. From buying a car, to asking for a loan, to trying to buy a house, your credit score can [...]
Categories: Building Credit
Anyone remotely connected to anything financial has probably heard that “you need good credit” and that there are ways to “build credit,” but without clarification and a point of reference, these phrases and terms can be utterly meaningless. There are three primary questions people ask about credit and the answers to each of them are [...]
Categories: Building Credit
Credit reports are a financial tool that you should review on a regular basis. A report will help you calculate your total debt along with helping you decide whether you should apply for a loan. When you review your credit report, it will also allow you to see the companies that are checking your credit. [...]
Categories: Building Credit
Every time you spend money via your credit card, you rake up points. These points can be used for all kinds of rewards, and they vary depending on the card. Most people know the obvious rewards that you get from credit card points, such as mileage. There are credit cards that hone in entirely on [...]
Categories: Building Credit